Terms & disclaimer

Last updated: June 2026

What this site is

Insurance Repair Help is an informational and routing service. We help homeowners understand insurance-required home repairs and connect them with licensed local contractors. We are not an insurer, an insurance adviser, a law firm, or a contractor, and we do not perform the work ourselves.

No guarantee of coverage

Replacing or repairing a flagged component does not guarantee that any insurance carrier will reinstate, renew, or continue your coverage. Carrier rules, accepted methods, and underwriting decisions vary and are made solely by your insurer. Always confirm requirements with your own carrier or agent.

Not professional advice

Nothing here is insurance, legal, or engineering advice. Cost ranges, timelines, and local permitting notes are general estimates that change — verify specifics with the contractor and the relevant local authority.

Independent contractors

Contractors we connect you with are independent businesses, not our employees or agents. You contract with them directly. We don’t supervise, guarantee, or accept liability for their work, pricing, or conduct — please verify licensing and insurance and agree to terms before any work begins.

Limitation of liability

This site is provided “as is.” To the fullest extent permitted by law, Insurance Repair Help is not liable for any damages arising from your use of the site or from services provided by a contractor you’re connected with.

Contact

Questions: hello@insurancerepairhelp.com.